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CY Clinkanteyoio
A small editorial room with a linen chair, a plant and shelves

The desk

Clinkanteyoio is a journal, not a firm of advisers.

We publish from 16 Sweet Briar Cres, Newquay TR7 2JP. The work is to put UK financial-independence milestones in the order a household meets them, and to show the arithmetic without pretending it is a personal plan.

Why this exists

The phrase "financial independence" arrived in Britain already attached to a portfolio size, a withdrawal rate from American research, and a photograph of a laptop on a beach. The letters that reach a coastal town are more often about a credit card, a workplace pension nobody has read, and a rent that does not match the local wage. Clinkanteyoio started so those letters would have a ladder to point at.

We are a small editorial desk. We do not manage money, we do not take a percentage, and we are not authorised by the Financial Conduct Authority to give personal advice. If a sentence on this site could be mistaken for "buy this", we have written it badly and we want to know.

The telephone is +44 7457126650. The email is [email protected]. We read both. We do not run a booking calendar and we do not sell a course off the back of an essay.

What we will not do

  • Tell you which fund, platform or property to buy.
  • Project a personal rate of return, or call any withdrawal rate safe for you.
  • Take payment for a mention, a reader path, or a correction.
  • Store an account of your finances. The milestone ticks on the ladder page never leave your browser.